Privacy Policy

Last updated: May 2026

This Privacy Policy explains how RCInsights("we", "us", or "our") collects, uses, shares, and protects information about you when you visit https://rcinsights.org(the "Site"). By using the Site, you agree to the practices described in this policy.

We take your privacy seriously. This policy is written in plain language — not legal boilerplate — because we believe you deserve to understand exactly what happens with your information.

1. Information We Collect

1.1 Information You Provide Directly

  • Email address — collected when you subscribe to our newsletter or submit the contact form. We use this only to send you content updates or respond to your enquiry.
  • Contact form messages — your name, email, and any message content you submit. Used solely to respond to your inquiry.

1.2 Information Collected Automatically

  • Usage and analytics data — page views, referral sources, browser type, and country-level location via Vercel Analytics. This data is aggregated and does not personally identify you. It helps us understand which content is most useful.
  • Theme preference cookie — a small cookie stored locally to remember your light/dark mode preference. This cookie contains no personal data and is not used for tracking.

1.3 Information We Do NOT Collect

  • Tool input data — all browser-based tools on this site (JSON formatter, PDF merger, JWT decoder, SIP calculator, EMI calculator, etc.) process your data entirely within your browser. No file content, financial inputs, or tool data is ever transmitted to our servers or any third-party server.
  • Payment information — this site does not sell anything and does not collect any payment or financial information.
  • Precise location data — we do not collect GPS or precise location data.

2. How We Use Your Information

  • To send newsletter updates to subscribers who opted in
  • To respond to contact form messages you submit
  • To analyze aggregate traffic patterns and improve site content
  • To maintain your preferred theme (light/dark) across visits

We do not use your information for automated decision-making, profiling, or any purpose beyond what is listed above.

3. Third-Party Services

We use a small number of third-party services to operate this site. Each has its own privacy practices:

Google AdSense

This site displays advertisements served by Google AdSense. Google may use cookies and similar tracking technologies to show you relevant ads based on your browsing history across the web. This is governed by Google's Privacy Policy. You can opt out of personalized advertising at Google Ads Settings.

Vercel Analytics

We use Vercel Analytics to understand aggregate traffic patterns. Vercel Analytics is designed to be privacy-friendly — it does not use cookies, does not track individual users across sessions, and does not collect personal data. Data is aggregated at the page-view level.

Newsletter Service

If you subscribe to our newsletter, your email address is stored securely. We do not share, rent, or sell your email address to any third party, ever.

4. Cookies

We use a minimal number of cookies:

  • Theme cookie — stores your light/dark mode preference. Session or persistent, contains no personal data.
  • Google AdSense cookies— set by Google for ad serving and personalization. These are third-party cookies subject to Google's cookie policy.

You can disable cookies in your browser settings. Disabling cookies will not affect your ability to use any of the site's tools or read its content, though your theme preference will not persist between visits.

5. Data Storage and Security

Subscriber email addresses are stored on secure servers. We implement appropriate technical measures to protect against unauthorized access, alteration, or disclosure of data in our control.

We retain newsletter subscriber emails for as long as you remain subscribed. Contact form messages are retained only as long as needed to respond to your enquiry, typically no longer than 90 days.

No method of electronic storage or transmission is 100% secure. While we use commercially reasonable measures to protect your information, we cannot guarantee absolute security.

6. Your Rights

You have the following rights regarding your personal data:

  • Access — request a copy of the personal data we hold about you
  • Correction — request correction of inaccurate data
  • Deletion — request deletion of your data (e.g., removal from newsletter list)
  • Opt-out — unsubscribe from our newsletter at any time by clicking the unsubscribe link in any email or by contacting us directly

To exercise any of these rights, email us at rc.dev.official@gmail.com. We will respond within 30 days.

7. Children's Privacy

This site is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

8. External Links

This site contains links to external websites (such as mutual fund platforms, government sites, and tools). We are not responsible for the privacy practices of those sites. We recommend reviewing the privacy policy of any external site you visit.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of the site after changes are published constitutes acceptance of the updated policy. We encourage you to review this page periodically.

10. Contact

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

We typically respond to privacy inquiries within 5 business days.